Success is the sum of details” – Harvey S. Firestone
Calculators
Managing your money
• How much am I spending?
• Save now vs. save later
• Should I adjust my payroll withholdings?
Selecting insurance
• Which is better, comprehensive plan or high-deductible plan with HSA?
• How much life insurance do I need?
• What are my needs for burial and final expenses?
• How much disability income insurance do I need?
• What are my long-term care insurance needs?
Managing credit and debt
• Do I have too much debt?
• How long will it take to pay off my credit card(s)?
• How long will it take to pay off my loan?
• What is the balance on my loan?
• What is the impact of making extra payments on my balance?
• What is the impact of borrowing from my retirement plan?
• Should I pay down debt or invest my monthly surplus?
Making investments
Any completed “making investments calculator” can easily be forwarded directly to us as a .pdf at “clientservices@bodefinancialgroup.com“. We would be happy to take a look and start the conversation with you.”
• What is my risk tolerance?
• Capital gains (losses) tax estimator
• How do taxes and inflation impact my investment return?
• What is the value of my business?
• What is my current net worth?
• What is my projected net worth?
Saving
• What is the value of compound interest?
• What is the impact of increasing my 401(k) contribution?
• How much can I contribute to an IRA?
• I’m self-employed, how much can I contribute to a retirement plan?
Major financial goals
College
• How much should I be saving for college?
Home and mortgage
• How much home can I afford?
• Mortgage calculator
Retirement
What will I need in the future?
• How does inflation impact my standard of living?
• Historical inflation – Compare purchasing power
• How long will my money last with systematic withdrawals?
Income during retirement
• When should I claim my Social Security benefits?
• What may my 401(k) be worth?
• How much retirement income may an IRA provide?
• What are my Stretch IRA distributions?
Do I have enough?
• Are my current retirement savings sufficient?
• If I were already retired, how long would my savings last?
Bridging the gap
Bode Financial Group, LTD - 4061 N Main Street - Suite 250 - Racine, WI 53402 - Ph: (262) 898-7300 - F: (262) 898-7301
Form CRS for Cambridge | Form CRS for CIRA | Form CRS Supplement
Registered Principal, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Bode Financial Group, LTD and Cambridge Investment Research, Inc. are not affiliated. This communication is strictly intended for individuals residing in the states of AZ, CO, DC, FL, GA, IL, IN, KY, MI, MN, NC, UT, VA, and WI. No offers may be made or accepted from any resident outside the specific states referenced.
Cambridge’s Form CRS (Customer Relationship Summary)
The information being provided is strictly as a courtesy. When you link to any of these web-sites provided herein, Bode Financial Group, LTD makes no representation as to the completeness or accuracy of information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through this site.
** To receive the Five Star Wealth Manager award, individuals must satisfy a series of eligibility and evaluation criteria associated with wealth managers who provide services to clients. Recipients are identified through research conducted by industry peers and firms. Third party rankings and recognitions from rating services or publications are not indicative of past or future investment performance. For more information, go to www.fivestarprofessional.com.
© 2018 Bode Financial Group, LTD